Need a Mortgage for your place?

Talk to us about "My Place"

Introducing the My Place Loan – another first for Member First Credit Union. If you’re thinking of buying, moving or improving your home, call into our place and ask about My Place.

 

Your home is probably the most expensive (and daunting!) purchase you’ll ever make. With Member First Credit Union you get the reassurance of dealing with people you know, and who know you. Plus, of course, you’ll get a great deal on the interest rate.

Member Benefits

You must be a member of MFCU for at least 6 months before submitting a Mortgage application.

How to Join

Principal Private Residence only

We do not provide mortgages for investment/rental properties, self-builds, holiday homes or log cabins.

Check Repayments

Terms & Conditions

Borrow €50,000-€350,000. Maximum term 25 years (not exceeding 70th birthday) Maximum Loan-to-value of 80%.

View Mortgage T&C's

Good Credit History

Your Credit Check must confirm no arrears/missed payments/written off debt etc.

Open Mortgage Calculator

Proof of Income

You must be in receipt of a permanent income for a minimum of 12 months (or 2 years for self-employed).

View all Mortgage T&C's

Savings History

You must have a demonstrated repayment capacity through savings or recently cleared lending facilities or rent payable.

MFCU Savings Accounts

Ready to Apply? Here's the next steps.

1
Try our Mortgage Calculator

Check your repayments below, and even send an enquiry.

2
Arrange an appointment

Email loans@mfcu.ie or call us on 01 851 3400.

3
Bring the necessary documents

These will include Photo ID, Proof of Address, Evidence of Income, Bank Statements and Savings Statements.

Mortgage Calculator

50 % Loan-to-Value

You will borrow up to 50% of the purchase price of your new home.

50 % Loan-to-Value
€ 250,000 Loan amount
APR* = 4.33%
  • Loan Amount € 250000
  • Monthly Repayment €---
  • Loan Term 25 Years
  • Total Repayments €---
  • Total Cost of Credit 10 Years

*APR = Annual Percentage Rate

80 % Loan-to-Value

You will borrow up to 80% of the purchase price of your new home.

80 % Loan-to-Value
€ 250,000 Loan amount
APR* = 4.59%
  • Loan Amount € 250000
  • Monthly Repayment €---
  • Loan Term 25 Years
  • Total Repayments €---
  • Total Cost of Credit 10 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Member First Credit Union?

For any further mortgage related information, do not hesitate to contact us on (01) 851 3400 or email loans@mfcu.ie.

 

Click here for Home Loan (80%) Terms and Conditions.

Click here for Home Loan (50%) Terms and Conditions.

Peace of Mind

If you’re worried about Mortgage arrears and keeping up your repayments, take a look at our Mortgage Arrears Resolution Process.

 

At the Credit Union we are all about helping people. You can borrow from us with the comfort of knowing that if you ever face any difficulties making your repayments you will always receive a sympathetic ear and a constructive approach to making alternative arrangements.

 

You can call our dedicated arrears team on (01) 851 3400.

Call us now