Need a Mortgage for your place?

Talk to us about "My Place"

We're now offering fixed rate mortgages!
Open the Mortgage Calculator
to check your repayments.

Introducing the My Place Loan – another first for Member First Credit Union. If you’re thinking of buying, moving or improving your home, call into our place and ask about My Place.


Your home is probably the most expensive (and daunting!) purchase you’ll ever make. With Member First Credit Union you get the reassurance of dealing with people you know, and who know you. Plus, of course, you’ll get a great deal on the interest rate.

Member Benefits

You must be a member of MFCU for at least 6 months before submitting a Mortgage application.

How to Join

Principal Private Residence only

We do not provide mortgages for investment/rental properties, self-builds, holiday homes or log cabins.

Check Repayments

Savings History

You must have a demonstrated repayment capacity through savings or recently cleared lending facilities or rent payable.

MFCU Savings Accounts

Good Credit History

Your Credit Check must confirm no arrears/missed payments/written off debt etc.

Open Mortgage Calculator

Variable Rate Terms & Conditions

Full Terms & Conditions for our Variable Rate Mortgage.

View Variable Rate T&C's

Fixed Rate Terms & Conditions

Full Terms & Conditions for our all new Fixed Rates.

View Fixed Rate T&C's

Ready to Apply? Here's the next steps.

Try our Mortgage Calculator

Check your repayments below, and even send an enquiry.

Arrange an appointment

Email or call us on 01 851 3400.

Bring the necessary documents

These will include Photo ID, Proof of Address, Evidence of Income, Bank Statements and Savings Statements.

For any further mortgage related information, do not hesitate to contact us on (01) 851 3400 or email


Click here for Variable Rate Terms & Conditions.

Click here for Fixed Rate Terms & Conditions.

Peace of Mind

If you’re worried about Mortgage arrears and keeping up your repayments, take a look at our Mortgage Arrears Resolution Process.


At the Credit Union we are all about helping people. You can borrow from us with the comfort of knowing that if you ever face any difficulties making your repayments you will always receive a sympathetic ear and a constructive approach to making alternative arrangements.


You can call our dedicated arrears team on (01) 851 3400.

Call us now