Getting a start on home improvements

Home improvements can be overwhelming. We’ve got so many great ideas for every area of the house that we just don’t know where to begin. But taking a step back can help to clear your mind. Here’s a few things to consider when you don’t know where to start on home improvements.


Start with a plan


Everything seems more achievable when you put it on paper. Jot down what you really want from your renovations, and take it from there. A big part of planning is to understand how much you can afford to spend. You can get a better idea of what you can afford with our Loan Calculator. Remember that for larger projects, a Home Improvement Loan provides a lower interest rate.


Decide on your priorities


Home improvements should be personal. It’s all about making the most of your space, for your benefit. Note what you consider the most important goals from your renovations. If it’s safety and security – new windows and doors, or an updated alarm system might be top of the list. If it’s comfort and peace you want, consider updating the sitting room. Or if you find yourself in a frenzy come dinner time, maybe it’s the kitchen that needs work.


Take it slow


Home improvements are a big decision. While you’re eager to get to the finished product and enjoy your new home, it’s important not to make rash decisions or rush the process. If something isn’t right, you’ll be reminded of it every day.


Stick to the budget


It’s easy to add features to your plan as it starts to take shape. But these constant additions cost money, and often they are impulse decisions that are not as well thought out as the initial project. Try to hold off on these extras until the heavy work is done. This way, you can evaluate what’s left of your budget, and decide which bonus features you really need.


Above all, the best place to start on home improvements is right here – with our Loan Calculator. Here you’ll see how much you can afford to borrow. Once you know that, the only limit is your imagination.

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