PERSONAL LOAN
Whatever it is you dream about – taking that holiday, buying a new car, getting a new kitchen or something else entirely –
you can make it happen with a Personal Loan from Member First Credit Union.
Personal Loan Features
Variable Interest Rate of 10.99% (11.56% APR)
Borrow from €500 to €50k
Spread Payments over 1-5 years
Why a Personal Loan with MFCU?
End to end online loan process
Take benefit of our new online loan process. Apply for a personal loan within minutes from our website.
Reducing Balance Interest
The interest is calculated on a reducing balance. This means that your interest repayments will decrease as your loan amount decreases.
Flexible Repayment Schedule
Choose between weekly, fortnightly or monthly repayments.
No extra charges for early repayments.
Loan protection insurance at no extra cost * (T&C)
Get a built in insurance with member credit union personal loan. (Designed to protect your dependents in case of extreme circumstances).
Competitive Interest Rate
The personal loan with MFCU comes with no hidden costs or charges. You won't need to pay any deposits or lump sum payments.
Quick Loan Approval
We aim to come back to you with a decision within 24 hours of receiving your personal loan application and supporting paperwork. We approve 98% of all loan applications
PERSONAL LOAN REPRESENTATIVE EXAMPLE
LOAN AMOUNT | €10,000 |
VARIABLE INTEREST RATE | 10.99% (11.56% APR) |
MONTHLY REPAYMENTS (5 Y) | €217.37 |
TOTAL INTEREST PAYABLE | €3042.46 |
*APR = Annual Percentage Rate. Normal lending criteria, terms and conditions apply.
REGISTRATION
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DEALS YOU'LL LOVE
More from MFCU
Other Loan Products
Click here for Personal Loan Terms and Conditions.
Introducing
End-to-End
Online Loans
Apply online, upload your documents and get funds sent directly to your bank account. It couldn’t be easier.
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Register for Online Banking
As a member you can enjoy free Online Banking with MFCU.
Become a Member
You can join us online through our all new digital membership application. Verify your ID and upload your documents remotely.
Have you heard about our brand new MFCU Mobile App?
Enjoy all the benefits of Online Banking on your mobile device.
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Join MFCU NOW
You can join us online through our all new digital membership application. Verify your ID and upload your documents remotely.
You can also drop into any local branch to join.
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online banking
If you are already a member, and you want to register for online access, click the link below to get started.