Personal Loan - Personal Loan Calculator - Member First Credit Union

PERSONAL LOAN

Whatever it is you dream about – taking that holiday, buying a new car, getting a new kitchen or something else entirely – 

you can make it happen with a Personal Loan from Member First Credit Union.

Personal Loan Features

Variable Interest Rate starting from 10.99%

Borrow from €500 to €50k

Spread Payments over 1-5 years

Why a Personal Loan with MFCU?

End to end online loan process

Take benefit of our new online loan process. Apply for a personal loan within minutes from our website.

Reducing Balance Interest

The interest is calculated on a reducing balance. This means that your interest repayments will decrease as your loan amount decreases.

Flexible Repayment Schedule

Choose between weekly, fortnightly or monthly repayments.
No extra charges for early repayments.

Loan protection insurance at no extra cost * (T&C)

Get a built in insurance with member credit union personal loan. (Designed to protect your dependents in case of extreme circumstances).

Competitive Interest Rate

The personal loan with MFCU comes with no hidden costs or charges. You won't need to pay any deposits or lump sum payments.

Quick Loan Approval

We aim to come back to you with a decision within 24 hours of receiving your personal loan application and supporting paperwork. We approve 98% of all loan applications

PERSONAL LOAN REPRESENTATIVE EXAMPLE

                              

LOAN AMOUNT

 €5000

VARIABLE INTEREST RATE

 10.99% (11.56% APR)

MONTHLY REPAYMENTS (10 Y)

 €108.70

 TOTAL INTEREST PAYABLE

 €1516.76

                          

*APR = Annual Percentage Rate. Normal lending criteria, terms and conditions apply.

                                            

REGISTRATION

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You can join online now. Once you're a member, you can apply for a loan straightaway.
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Register for online banking to begin your loan application.
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online access

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You're all set

Login on the MFCU website and start your online loan application today.
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Other Loan Products

Click here for Personal Loan Terms and Conditions.

Register with MFCU

Join MFCU NOW

You can join us online through our all new digital membership application. Verify your ID and upload your documents remotely.

You can also drop into any local branch to join.

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online banking

If you are already a member, and you want to register for online access, click the link below to get started.