A Personal Loan. For personal reasons.

Whatever it is you dream about – taking that holiday, buying a new car, getting a new kitchen or something else entirely – you can make it happen with a Personal Loan from Member First Credit Union.


  • 24 hour loan approval
  • Competitive interest rate
  • Flexible term options, depending on purpose & amount
  • Free loan protection insurance*
  • No penalties for early repayment
  • Interest is calculated on the reducing balance


(General) Personal Loan 10.99% (11.56% APR*) Representative Example


Loan Amount Variable Interest Rate Monthly Repayments over 5 Years Total Interest Payable
€5,000 10.99% (11.56% APRC*) €108.70 €1,516.76


*APRC = Annual Percentage Rate of Charge. Normal lending criteria, terms and conditions apply.

Applying for a loan. We’ve made it quicker and easier than ever.

Quick Apply Online

From your PC, tablet or smartphone, you can apply for a loan online in a matter of minutes. Just tell us how much you’d like to borrow, punch a few numbers into the loan calculator, then sit back and relax. We’ll take it from there.

24 Hour Call Back

We’ll then be in touch with you to find out more about you and your finances. For instance, to make sure we have your details up to date, and to get information about your household’s income and outgoings.


Once your documents are approved, your loan will be finalised and the funds could be in your bank account within as little as one business day.

Frequently asked questions