Personal Loan - Loan Calculator


Whatever it is you dream about – taking that holiday, buying a new car, getting a new kitchen or something else entirely – 

you can make it happen with a Personal Loan from Member First Credit Union.

Personal Loan Features

Variable Interest Rate of 10.99% (11.56% APR)

Borrow from €500 to €75k

Spread Payments over 1-5 years

Why a Personal Loan with MFCU?

End to end online loan process

Take benefit of our new online loan process. Apply for a personal loan within minutes from our website.

Reducing Balance Interest

The interest is calculated on a reducing balance. This means that your interest repayments will decrease as your loan amount decreases.

Flexible Repayment Schedule

Choose between weekly, fortnightly or monthly repayments.
No extra charges for early repayments.

Loan protection insurance at no extra cost * (T&C)

Get a built in insurance with member credit union personal loan. (Designed to protect your dependents in case of extreme circumstances).

Competitive Interest Rate

The personal loan with MFCU comes with no hidden costs or charges. You won't need to pay any deposits or lump sum payments.

Quick Loan Approval

We aim to come back to you with a decision within 24 hours of receiving your personal loan application and supporting paperwork. We approve 98% of all loan applications






 10.99% (11.56% APR)






*APR = Annual Percentage Rate. Normal lending criteria, terms and conditions apply.



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You can join online now. Once you're a member, you can apply for a loan straightaway.
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Member without online access

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Register for online banking to begin your loan application.
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You're all set

Login on the MFCU website and start your online loan application today.

More from MFCU

Other Loan Products

Click here for Personal Loan Terms and Conditions.

Borrow from €500!


Whatever it is you dream about – talk to us today about our Great Value Personal Loans.

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