The Home Improvement Loan that’s easy to live with.


Your home is never completely finished. There’s always something to be done. Something to change. A next project. Whatever it is you have in mind – converting the attic or building on, bit of sprucing up or a total revamp – you’ll find it hard to improve on a loan from Member First Credit Union.


And with special interest rate of only 7.99% (8.30% APR*), which represents a discount of 3% on the standard loan rate, it’s designed for real comfort.


  • Discounted interest rate
  • Available for loan amounts of €15,000 – €75,000
  • Flexible repayment options
  • Free loan protection insurance*
  • No transaction fees or penalties for early repayment
  • Interest is calculated on the reducing balance


Promotional Large Home Renovation Loan 7.99% (8.30% APR*)


*APR = Annual Percentage Rate. Normal lending criteria, terms and conditions apply.


Click here for Home Improvement Loan Terms and Conditions.


Quick Apply Online

From your PC, tablet or smartphone, you can apply for a loan online in a matter of minutes. Just tell us how much you’d like to borrow, punch a few numbers into the loan calculator, then sit back and relax. We’ll take it from there.

24 Hour Call Back

We’ll then be in touch with you to find out more about you and your finances. For instance, to make sure we have your details up to date, and to get information about your household’s income and outgoings.


Once your documents are approved, your loan will be finalised and the funds could be in your bank account within as little as one business day.

Peace of Mind

Worried you won’t meet your repayments? Don’t fret.


At the Credit Union we are all about helping people. You can borrow from us with the comfort of knowing that if you ever face any difficulties making your repayments you will always receive a sympathetic ear and a constructive approach to making alternative arrangements.


You can call our dedicated arrears team on (01) 851 3400.

Call us now