Member First Credit Union offers affordable car loan rates with a flexible repayment schedule.


Whether you’re buying your first car or trading up, borrow from a lender you can trust.

Looking for your dream car?

Pull in here first.

Variable Interest Rate starting from 7.99%

Borrow from €5K to €75k

Spread Payments over 1-5 years

Why get a car loan with us?

End to end online loan process

Take benefit of our new online loan process. Apply for a car loan within minutes using our website.

Own your car from the start

No more hire purchase agreements or contract plans. You own your car straightaway with Member First Credit Union car loans.

Flexible Repayment Schedule

Choose between weekly, fortnightly or monthly repayments.
No extra charges for early repayments.

Loan protection insurance at no extra cost * (T&C)

Get a built in insurance with credit union car loan. (Designed to protect your dependants in case of extreme circumstances).

Competitive Interest Rate

Enjoy a low interest rate with no hidden costs or charges. You won't need to pay any deposits or lump sum payments.

Quick Loan Approval

We aim to come back to you with a decision within 24 hours of receiving your application and supporting paperwork. We approve 98% of all loan applications


Unlike other car finance options, with a MFCU Car Loan you have the ability to spread your repayments evenly over the course of the loan duration, without any upfront costs or hidden fees. 

On top of that, there’s no penalty for early repayments!


Not a Member

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Not a member yet?

You can join online now. Once you're a member, you can apply for a loan straightaway.
Become a Member

Member without online access

✅ I am a member
❌ I don't have online account access 

Get online access within seconds

Register for online banking to begin your loan application.
Register for online banking

Member with
online access

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✅ I have online account access 

You're all set

Login on the MFCU website and start your online loan application today.

More from MFCU

Other Loan Products

Click here for Car Loan Terms and Conditions.