Looking for a car loan? Pull in here first.

Whether you’re looking for your first car or your next car, chances are you know exactly the one you want. But what about the finance? When you’re in the market for a car loan, that can be a tough decision.


You could go the PCP route. It has its advantages, but remember, you won’t own the car until you’ve made that last payment. You could borrow from a bank, but at what interest rate? Plus you may be penalised if you want to repay the loan early.


Or you could swing by Member First Credit Union and check out a real value-for-money car loan. You can apply even before you start looking for your dream motor. And when you do go car shopping, you’ll have all the negotiating power of a cash customer.


Check the features of this beauty.


  • Discounted interest rate
  • 24 hour approval
  • No lump sum payment or minimum deposit required
  • You own the car outright from the very start
  • You can buy a new or used car
  • No arrangement or documentation fees
  • Flexible repayment options
  • Free loan protection insurance*
  • No penalties for early repayment
  • No balloon payments


Car Loan 7.99% (8.30% APR*) Representative Example


*APR = Annual Percentage Rate. Normal lending criteria, terms and conditions apply.


Click here for Car Loan Terms and Conditions.

Applying for a loan. We’ve made it quicker and easier than ever.

Quick Apply Online

From your PC, tablet or smartphone, you can apply for a loan online in a matter of minutes. Just tell us how much you’d like to borrow, punch a few numbers into the loan calculator, then sit back and relax. We’ll take it from there.

24 Hour Call Back

We’ll then be in touch with you to find out more about you and your finances. For instance, to make sure we have your details up to date, and to get information about your household’s income and outgoings.


Once your documents are approved, your loan will be finalised and the funds could be in your bank account within as little as one business day.

Peace of Mind

Worried you won’t meet your repayments? Don’t fret.


At the Credit Union we are all about helping people. You can borrow from us with the comfort of knowing that if you ever face any difficulties making your repayments you will always receive a sympathetic ear and a constructive approach to making alternative arrangements.


You can call our dedicated arrears team on (01) 851 3400.

Call us now