First Step Campaign
Take the First Step towards what matters
Your goals do not wait. Neither do we. From mortgages to savings, Member First Credit Union is with you every step of the way.

Where are you headed in life?
Taking The First Step
Join a credit union that puts you first
When you join Member First Credit Union, you become a part-owner. Every decision we make puts the interests of our 107,000+ members first, not shareholders.


Taking The Next Step
Fast, fair loans when you need them most
Whether it’s a car repair or a family occasion, our personal loan offer competitive rates with no hidden surprises. All loan decisions made locally within 48 hours.
Taking The Big Step
Step onto the property ladder with local experts
Over the years, we’ve helped North Dublin families buy their first home. We now offer mortgages up to €500,000, reviewed by advisors who listen, not a computer that says no.

Whatever step you’re taking, we’re with you
We’re 100% member-focused, and every profit goes back into the community through investments, sponsorships, and local support. Join us today, or apply for a loan and see the difference.
Taking The First Step
Join a credit union that puts you first
When you join Member First Credit Union, you become a part-owner. Every decision we make puts the interests of our 107,000+ members first, not shareholders.

Taking The Next Step
Fast, fair loans when you need them most
Whether it’s a car repair or a family occasion, our personal loan offer competitive rates with no hidden surprises. All loan decisions made locally within 48 hours.

Taking The Big Step
Step onto the property ladder with local experts
Over the years, we’ve helped North Dublin families buy their first home. We now offer mortgages up to €500,000, reviewed by advisors who listen, not a computer that says no.

Whatever step you’re taking, we’re with you
We’re 100% member-focused, and every profit goes back into the community through investments, sponsorships, and local support. Join us today, or apply for a loan and see the difference.
Frequently Asked Questions
Where do I start?
Right here. Browse the options above, pick what matters most to you, and we will guide you through the rest. If you are not sure, our team is available across five branches in North Dublin or you can get in touch online.
Am I eligible to join?
If you live or work in North Dublin, you are eligible to become a member. Joining takes about five minutes online and you only need a valid photo ID and proof of address to get started.
How quickly can I get a loan?
Most loan decisions come back within 48 hours. We decide locally, so there are no unnecessary delays and no waiting on approvals from outside your community.
Can I do everything online?
Yes. You can join, apply for a loan, manage your savings, and track your account through our website or the Member First app, available on iOS and Android. But in case you need help in person we have our branches in North Dublin.
Can MFCU help me buy my first home?
Yes. We offer mortgages for first-time buyers across North Dublin. Our rates are transparent, our advisers are local, and there are no hidden fees. It is one of the biggest first steps you will take and we are here for it.