Looking for Mortgage Advice in Dublin? Bring Your Questions to MFCU Lending Support Day 

Buying a home is one of the biggest financial decisions you will ever make, and the mortgage process can feel overwhelming before you even start. Whether you are a first-time buyer trying to figure out where to begin, or thinking about switching your current mortgage, or exploring a top-up, the best thing you can do early on is talk to someone who actually knows the market and is genuinely on your side.

That is exactly what MFCU Lending Support Day is for. On Saturday 18th April, our mortgage advisers will be at our Artane branch from 9:30am to 1:30pm, available for free, informal one-to-one conversations. Register for the event and get all your mortgage questions answered. 

Why Getting Mortgage Advice Early Makes a Real Difference 

Most people start thinking seriously about their mortgage only after they have found a property they want. By that point, the timeline gets tight and decisions get rushed.  

Getting mortgage advice before you are deep in the process gives you a clearer picture of what you can borrow, what your repayments will look like, and which mortgage type actually suits your situation. 

The Irish mortgage market is also more active than it has been in years. According to BPFI mortgage approvals data, first-time buyer activity in Ireland reached record highs in 2025, with approvals valued at almost €10.4 billion in the 12 months to July 2025. More people are buying, more are switching, and rates are more competitive than they have been in several years. 

If you are in North Dublin and want honest mortgage advice without the sales pressure, MFCU Lending Support Day is the right place to start. 

What MFCU Mortgage Options Are Available? 

Interest rates from:  3.45% 

Borrow up to:  €500,000 

Terms up to:  35 years 

Variable and fixed rate options available 

MFCU currently offers both variable and fixed rate mortgages. Here is an overview of what is available: 

• Variable rate:  3.45% interest | 3.51% APR | Flexibility to overpay or switch at any time 

• Fixed rate (3 years):  3.95% interest | 3.66% APR | Certainty on repayments for the first three years 

• Fixed rate (5 years):  3.75% interest | 3.65% APR | Longer-term stability with a competitive rate 

As an illustration, a €250,000 mortgage over 30 years on a variable rate would cost approximately €1,112 per month. On a five-year fixed rate, the same mortgage would cost approximately €1,157 per month. These are illustrative figures only. Your actual repayments will depend on your circumstances. 
 

You can use our mortgage calculator to get a sense of what your repayments could look like before you come to the event. 

Why Get Mortgage Advice From a Credit Union? 

Member First Credit Union is not a bank. We are a member-owned, not-for-profit cooperative, regulated by the Central Bank of Ireland, and we have been serving the North Dublin community for over 50 years. We do not have shareholders to answer to. Our decisions are made locally, by people who know this area and the members who live here. 

When you sit down with one of our mortgage advisers, you get a straight conversation about what actually works for your situation. Not a pitch. Not a generic script. Just clear, plain-English mortgage advice based on where you are right now and where you want to get to. 

If you have ever felt like you did not fully understand your mortgage options, or were not sure who to trust for advice, coming along to MFCU Lending Support Day is a good place to start. The conversation is informal, there is no obligation, and you can ask whatever is on your mind. 

What to Bring to the Conversation 

You do not need to bring anything specific on the day. But if you want to make the most of the time with our advisers, it helps to have a rough idea of: 

• The purchase price or property value you have in mind 
• Your current deposit or equity position 
• Your approximate household income 
• Whether you are buying, switching, or topping up 

For the full mortgage details and documentation checklist, visit our mortgage page before the event. 

Ready to talk it through? Register your interest for the MFCU Lending Support Day.