Doing a spot of home improvement, getting married or buying a car? Whatever the reason you can make it happen with a Member First Credit Union loan.

Two most important things about Member First Credit Union:

1. There are plenty of funds available to be lent to members
2. Funds are lent on the basis of a member’s ability to repay.

With our loans you will find many advantages in comparison to other institutions:

• Your loan application will be dealt with strictly on its own merits.
• Your loan application will be reviewed within one business day*
• Simple interest calculations – you pay interest only on what you owe, for the time you owe it.
• Reduce your loan in part or in full at any time without penalty.
• Competitive interest rates.
• Flexible repayment schedules – we’ll tailor the loan to suit your own personal circumstances.
• Free loan protection insurance. Should a member with an outstanding loan balance die the amount outstanding is repaid in full.*
• Fast, Friendly services – as a member of Member First Credit Union, your loan request will receive fast, efficient and professional attention.
• A recent study commissioned by the Competition and Consumer Protection Commission revealed that 60% of all personal loans issued over the last year came from Credit Unions. (June 2015)

See the benefits for yourself when you borrow with Member First Credit Union and check out how competitive we really are by comparing us to other financial institutions.

*Member First Credit Union Standard Loan Variable Rate of 10.99% , APR of 11.56%. The loan is subject to repayment capacity. Lending criteria, terms & conditions apply. APR means Annual Percentage Rate.