ProEnergy Homes

For a more sustainable home

How it Works

Expression of Interest

Complete the short form and we will be in touch with the next steps (we have already chosen MFCU as your credit union)

Complete Form

Free Home Survey

A surveyor from REIL will meet you at your home and discuss the opportunities for improved sustainability

View full details

Get a Loan

We finance the works through a loan, and the grant is automatically removed from the loan amount

Apply Now

RTÉ News have featured the Scheme with a further explanation of the process. Check out the video below.


Home Comfort, Financed and Delivered.

Energy saving home improvements, end-to-end professional service, a 35% SEAI grant and a low rate loan from Member First Credit Union.


With a ProEnergy Homes loan, comfort costs less.

Borrow for energy saving home improvements, and receive SEAI grant funding of up to 35%. ProEnergy Homes is a unique credit union initiative supported by the Sustainable Energy Authority of Ireland (SEAI) in association with Retrofit Energy Ireland Ltd. (REIL). We’re here to make warmer, healthier, energy-efficient homes more affordable.


Who’s involved?

SEAI: the national energy authority, offering grant funding of up to 35%.

Member First Credit Union: the flexible finance experts, offering a lower-interest rate loan for the balance (65%), with all the usual benefits.

REIL: the master contractors, bringing the know-how, and the can-do.

Applying for a loan. We’ve made it quicker and easier than ever.

Quick Apply Online

From your PC, tablet or smartphone, you can apply for a loan online in a matter of minutes. Just tell us how much you’d like to borrow, punch a few numbers into the loan calculator, then sit back and relax. We’ll take it from there.

24 Hour Call Back

We’ll then be in touch with you to find out more about you and your finances. For instance, to make sure we have your details up to date, and to get information about your household’s income and outgoings.


Once your documents are approved, your loan will be finalised and the funds could be in your bank account within as little as one business day.

Terms & Conditions


  • Limited time offer, all works must be completed by 30th September 2019
  • Property must have been built prior to 2006
  • A minimum of two qualifying works must be completed. A full list of qualifying works is available at
  • For all loans; lending criteria, underwriting and terms and conditions apply.
  • If your home has previously benefited from SEAI grants, a new grant is not available for the same works but you may qualify for different works.


Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future

Peace of Mind

Worried you won’t meet your repayments? Don’t fret.


At the Credit Union we are all about helping people. You can borrow from us with the comfort of knowing that if you ever face any difficulties making your repayments you will always receive a sympathetic ear and a constructive approach to making alternative arrangements.


You can call our dedicated arrears team on (01) 851 3400.

Call us now