Home Improvement Loan

Remember your first… new kitchen?

“We’re now renovating the house room by room, the kitchen was our first big investment, and we couldn’t have done it without Member First CU; they were terrific. All that remains is the rest of the house, but hey, we’re in no rush, we’ll just take it step by step.”

~ Ruth Jones and Shane McHale

Want to hear more of Ruth and Shane’s story? Listen here


This loan is designed for members who want to renovate their house. To make things affordable, we’ve reduced the interest rate to only 6.99% (7.24% APR*), which is a significant discount of 4% on the standard loan rate.

Why take out a ‘Home Renovation Loan’?
• Discounted interest rate
• Available for loan amounts of €25,000 – €50,000
• Flexible repayment options
• Free loan protection insurance*
• No transaction fees or penalties for early repayment
• Interest is calculated on the reducing balance


Promotional Large Home Renovation Loan 6.99% (7.22% APR*)

Representative Example

Loan Amount Variable Interest Rate 60 Monthly Repayments Total Interest Repayable
€25,000 6.99% (7.22% APRC) €494.93 €4,683.55


*APRC = Annual Percentage Rate of Charge

Normal lending criteria, terms and conditions apply.