Time to turn that new timing belt into a new car?

Member First Credit Union offers affordable car loan rates with a flexible repayment schedule.


Whether you’re buying your first car or trading up, borrow from a lender you can trust.

Variable Interest Rate starting from 7.99%

Borrow from €5K to €40k

Spread Payments over 1-5 years

Why get a car loan with us?

End to end online loan process

Take benefit of our new online loan process. Apply for a car loan within minutes using our mobile app or website.

Own your car from the start

No more hire purchase agreements or contract plans. You own your car straightaway with member first credit union car loans.

Flexible Repayment Schedule

Choose between weekly, fortnightly or monthly repayments.
No extra charges for early repayments.

Loan protection insurance at no extra cost * (T&C)

Get a built in insurance with credit union car loan. (Designed to protect your dependants in case of extreme circumstances).

Competitive Interest Rate

Enjoy a low interest rate with no hidden costs or charges. You won't need to pay any deposits or lump sum payments.

Quick Loan Approval

We aim to come back to you with a decision within 24 hours of receiving your application and supporting paperwork. We approve 98% of all loan applications


Loan Calculator

Apply using the website

You need to be a member with MFCU to apply for a loan with us.

If you’re already a member with us, either Login and start new loan application or Register for Online Banking.

Apply using MFCU Mobile APP

You can manage transfers, payments and even start a new loan application within minutes, using our mobile app.

Other Loan Products

Click here for Car Loan Terms and Conditions.