5 Tips before Starting Your Home Renovation


Home Renovations are a daunting task! You’re changing the house you worked so hard to get in the first place… there’s bound to be some pit falls along the way. MFCU recognise how difficult it can be so we’ve created a 5 step guide to set you on the right track from the offset! Follow these tips religiously before commencing your build project and you’ll significantly narrow the margin for error:


  1. Plan!

It is critical to have a plan of some sort in place before you start your project. But having a detailed and well thought out plan is the difference. Right down to every  last nut and bolt. Stick to it. Try and be as realistic as possible from the start as nothing costs more than having to change in the middle of things. It is wise to add a healthy buffer / leave breathing space of 10% to your time and financial budget to account for the inevitable surprises.


  1. Tackle Urgent Projects First!

Whether winter is coming or you’re considering projects in another season, some home improvements are more urgent than others—saving you money immediately or preventing devastating damage. No matter how badly you want a new TV or bathroom, make sure to put the urgent changes first!


  1. Take a Holistic Approach

Before jumping into a renovation project, think about what you want to achieve. For example, rather than deciding you need new windows, think about the problem you need to solve. Do you want more light? More heat? Better garden access?

Consider everything and come up with a shopping list!


  1. Approach a Selection of Builders

Be sure to vet your contractors carefully as finding the right one is crucial to both the quality of the job and the price you are charged. When sourcing builders, get a mix of recommendations: a couple from your architect, a couple from your surveyor and a couple from friends – make sure to compare quotes! Using builders who are genuinely interested in the job as well as being tried & trusted before tends to be a safe bet.


  1. Get Finance

Unfortunately, most home improvements do not pay for themselves. If you can’t afford to finance the project in full with cash, be sure to reach out to MFCU for a home improvement loan. We put our members and their needs first whilst offering you the best rates.

Find out more information or apply now!